Maximum Roth Ira Contribution 2024 Married. There are also income limits that roth ira owners need to take note of. These limits apply if your income is below $146,000 for single individuals or below $230,000 for married couples filing jointly.

Higher income levels reduce your allowable contribution. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older.